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REal Estate Investor BLOG

THE GOOD... THE BAD... THE UGLY...
experiences as a real estate entrepreneur

The implications of Debt Service Coverage Ratio (DSCR) Covenants in a rising interest rate environment.

2/1/2019

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​The moral of the story: even if you can get a loan on that investment property, make sure you can maintain your bank requirements during your ownership. Especially when the rate resets.

You want to make sure that you have a business plan with each property that mitigates your risk given likely scenarios during your hold period.

If the numbers are tight, but it’s a really great property, put more money down if you can in order to give yourself more cushion above the usual bank minimum DSCR of 1.2 to 1.25.

Do you get something of value out of these videos? If you do, be sure to register for our next Multifamily Masterminds event on March 2nd! You will have the chance to network with 75 other active investors and learn from the best real estate minds in our market! Link below!
multifamily masterminds winter summit event info
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    Author

    Matthew Drouin is a full time real estate investor and REALTOR with 12 years of acquisition, disposition, development and management experience in Rochester, NY.

    The purpose of this VLOG is for Matt to offer content which is relevant to the experienced and inexperienced investor.

    Matt seeks to help others grow in their real estate investing career, so if you need help or guidance please do not hesitate to reach out.

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  • Home
  • About
  • Agents
  • Listings
    • Properties For Sale >
      • Renovated Penfield Colonial
      • South Wedge Home Site For Sale!
      • Large Beechwood Cape!
      • East Irondequoit - 40 Falstaff
      • Northland-Lyceum Cape
      • Immaculate West Irondequoit Home
      • Small Warehouse For Sale In Public Market!
      • Penfield Home With 5+ Acres!
      • Mixed Use Build To Suit!
      • The Townhomes On Marsh
    • Properties For Rent >
      • Restaurant Space Available!
      • Bar / Tavern Space Available
      • Month to Month Small Office
      • 16 North Goodman Street
  • Our Investment Fund
  • Contact
  • Our Portfolio
  • BLOG